Bad credit loans in Ireland have become popular in recent years due to rational yet flexible direct lending. We, as a direct lender, offer speedy loans to poor credit people through the online process. There is no paper filing, no hefty documentation, and no delayed procedure. Get an instant approval decision based on your latest repaying capacity and we will transfer money in your bank account. Due to the flexibility of using funds for any purpose, our loans are in demand. We have better deals than the other popular options, such as legit loans for bad credit in Ireland or provident loans.
The utility of getting easy loans despite less-than-perfect credit score is where one can avail them during car purchase as well. Perhaps, we are among those lenders in Ireland who consider applications on car finance with bad credit.
Do you need same sort of financial assistance while purchasing an old car? We may consider your application on this aspect too. However, that vehicle should not be more than 5-years-old. In such situation, you can get used car finance as well despite lower credit profile.
Isn’t it surprising?
For an informed borrowing decision, you should about the core nature of loans for bad credit in Ireland. Those with fear of rejection should surely understand how things work in a poor credit loan. We are sure, knowing about the actual procedure can help you break all the myths and apply for funds confidently.
Before getting familiar with the loan application steps, you should know that these are similar to our any other loan be it quick loans or no guarantor loans.
The loans for bad credit Ireland are already speedy, but sometimes delay happens due to the weaker financial conditions of the borrower. To avoid it, you can work on your personal financial circumstances to act as a fully eligible borrower. With the help of the ways below, you can get funds faster and get a lower rate.
Improve your credit score performance with timely payments
Yes, you have applied for bad credit loans, and now you think, why do you need to improve? But consistent incidents of missed and delayed payments in your recent credit history of the past 6 months may cause rejection. It is better to start paying your bills and existing debts on time.
Improve the ratio of income and outgoing to prove to repay capacity
That is really very important because if your expenses dominate your income and you have few pennies left, how can you pay instalments. It is better to work on your monthly budget and try to bring the ratio up to or at least around 60:40. You can move further faster.
Do not keep multiple debts; try to pay off some of them
It is not good for a loan applicant to have multiple debts in his credit record with multiple debts, and that too with a poor credit situation. The loans in Ireland with bad credit have simpler conditions. Try to pay anyone or a few of them as fast as possible. You can also borrow bigger.
Stay in the same job for the employment stability factor
People who change their jobs quite frequently constantly face difficulties while availing of any sort of financial product. You can always get bad credit loans on an instant decision in Ireland, but only if you can successfully fulfil some conditions. Do not change job at least before applying.
Yes, as long as you are applying to a direct lender, you can get funds without any back-up from a friend or family who act as a guarantor. Many people ask us about where to get a loan in Ireland with bad credit without guarantor obligation? We say you can get the loans through us with no obligatory conditions.
The loans for poor credit score applicants are beyond the restrictions of purposes. Yes, you can borrow funds for business purposes. We lend you funds and then have no questions about whether you use them for personal or business purposes. The process is also similar because you will be applying for a small loan for a temporary financial requirement in any case.
The loan representative may ask you some relatable questions, and that should take a very short time. We follow the lending rules thoroughly and ensure an uncompromised experience for every borrower. You can always contact us because our customer care service and online chat facility are available 24x7 and 365 days. Once again, whether it is business or education or a weekend trip, we lend you money for all reasons.
Yes, we do provide doorstep services for poor credit loans. We stopped it during the pandemic conditions, but we have started it again as the market is getting back to normalcy. Many of our customers, who could not leave the house for any reason, struggled a lot due to lockdown circumstances. But now we are back.
Many of our applicants ask us about how to get a loan with bad credit in Ireland at the doorstep? The process is the same. The only difference is that once you get approved for a loan, we come to your place to give you cash in hand. No bank transfer include in the process. For repayments also, we provide a home collection facility. On the date of the instalment, our loan representative comes to your place.
It is a rare case, but it happens because the applicants miss working on the necessary terms and conditions to which they fail to get funds. You should also know what can be harmful to the approval chances of your loan request.
QuickIrishLoans lender is known to provide borrower-friendly lending solutions. You can share your financial burden without any stress of location bias because we fund all across Ireland. We accept application for loans from Dublin for bad credit as well as the requests from the rural and remote areas. Your current repaying capacity is the only important thing for us. Simple online process, predictable results, in short, happy customers.